A quick introduction...
I have been helping borrowers purchase or refinance real estate for 30 years. Residential homes, commercial property, construction loans, mixed use buildings, fix & flip loans, bridge loans, SBA loans up to 90%, reverse mortgages up to $4 million, and hard money when needed as a last resort.
As a mortgage broker, I am not limited to the programs available from one lender. I work with hundreds of direct lenders, with varied underwriting guidelines, creating many more lending solutions for the loan officer who can recognize where the envelope can be pushed without tearing it.
I work proactively with borrowers to create their best lending profile possible, resulting with the buyer getting the most house for their money.
Purchases & Refinances
Whether you're a first-time buyer, a second or third-time buyer, a veteran, a fixer-upper enthusiast, have low credit, or looking to spend a little more or a little less — I will find the perfect fit.
Conventional
VA (Veterans Affairs Loans)
Federal Housing Administration Loans
Jumbo
ARMs (Adjustable-Rate Mortgages)
HELOCs (Home Equity Lines of Credit)
203k (FHA 203k Rehabilitation Loans)
Reverse Mortgage (Up to $4M)
Non-QM Loans
Non-qualified mortgages use alternative methods to qualify without sacrificing a straightforward process. There are no tax returns involved — great for investors and anyone self-employed.
Bank Statement
Stated Income
Asset Qualifier
Foreign National
Investor Cash Flow
DSCR (Debt Service Coverage Ratio)
Commercial and Construction
Explore flexible financing options tailored for commercial and construction projects, ensuring smooth processes for various property types.
Small Business Administration (SBA)
Fix and Flip Loans
Commercial Properties
Mixed Use Properties
HUD Multi-Family (U.S. Housing and Urban Development)